A clearer path to your life in Canada.Your independent guide to life in Canada

Take-home pay calculator

A simplified 2026 annual estimate for an employee, with a clear breakdown.

Your income

Indicative estimate, not a payslip: full-year employment and basic credits only. Excludes income-tested tax reductions, family credits, RRSP and benefits. Tax may be overstated, especially at low incomes.
2026 · Ontario

Estimated take-home pay

4,213 CAD

per month

Gross5,417 CAD
Federal income tax526 CAD
Provincial tax & applicable premium285 CAD
CPP + CPP2305 CAD
EI88 CAD

Turn income into a plan

Try housing and monthly expense scenarios.